About Us
At Onyx Risk Management, we bring clarity and confidence to the insurance experience.
We specialize in personal and commercial insurance solutions, combining white-glove service with real-world strategy. Whether you’re a business owner protecting complex assets, or a parent safeguarding the family home, we provide insurance with intent.
Our clients include entrepreneurs, legacy families, and everyday households — all united by one thing: the desire to protect what matters most.
Candace Jenkins
CEO | RISK MANAGEMENT ADVISOR
WHY US
WHAT SETS US APART
With Onyx, you don’t just get a policy.
You gain a partner. One who sees the full picture — your business, your lifestyle, your family — and builds a strategy to protect it all.
ADVISORY-FIRST APPROACH
We guide, not sell.
BESPOKE
SOLUTIONS
No two policies alike.
DISCREET, RELATIONSHIP-BASED SERVICE
Trust is everything.
Strong. Sophisticated. Family-Focused. That’s the Onyx difference.
Highly recommend Candace for all of your Insurance needs. She values relationships and understands the importance of superior customer service!
- RAY L.
SERVICES
Commercial Insurance Solutions
Our commercial insurance programs are designed for entrepreneurs, executives, and business owners who demand more than boilerplate coverage. We tailor every policy to align with your business’s structure, scale, and risk exposure — so your operations remain protected, no matter what comes.
WE OFFER ADVISORY-BASED SOLUTIONS FOR:
✔ General Liability & Professional Liability
✔ Commercial Property & Buildings
✔ Business Auto Fleets & Hired/Non-Owned Vehicles
✔ Workers Compensation & Employer Liability
✔ Cyber Liability & Data Breach Coverage
✔ Directors & Officers (D&O)
✔ Business Interruption
✔ Inland Marine & Tools/Equipment Coverage
Whether you're a boutique law firm or a multi-state distributor, we analyze the risks and design a plan that supports sustainable growth and long-term success.
Personal Insurance Solutions
Our personal lines approach is anything but one-size-fits-all. Whether you’re insuring your family’s first home or your third vacation property, we treat every household like it holds generational value — because it does.
CUSTOMIZED PERSONAL COVERAGE INCLUDES:
✔ Homeowners Insurance (Primary, Secondary & Luxury Estates)
✔ Auto Insurance (Everyday Vehicles to Exotic Collections)
✔ Umbrella Liability Protection
✔ Jewelry, Fine Art, and Collectibles Coverage
✔ Life Insurance (Term, Whole, and Future Planning Tools)
✔ Rental Property & Investment Property Coverage
✔ Flood & Water Backup Protection
✔ Personal Cyber & Identity Theft Coverage
